Gold loan for immediate cash. Pledge gold & get easy money with smart repayment options. Safe & secure with quick disbursement & higher loan to value.
Scheme Name | Base Interest | Interest Rest (Days) | Tenure (Months) | Processing Fee | IDF % | Rebate % | Penal After Due Date | Penal After Tenure | LTV % | Loan Amount |
---|---|---|---|---|---|---|---|---|---|---|
UNIMONI PREMIUM LOAN | 23.0% | 90 | 12 | Min 200.00 | 0.0 | 0.0 | 0.0% P.A. | 0.0% P.A. | 75.0% | Min 10000.00 |
UNIMONI MAX VALUE | 24.0% | 180 | 12 | Min 200.00 | 0.0 | 0.0 | 0.0% P.A. | 0.0% P.A. | 73.0% | Min 10000.00 |
UNIMONI PREMIUM PLUS | 24.0% | 180 | 24 | Min 200.00 | 0.0 | 0.0 | 0.0% P.A. | 0.0% P.A. | 70.0% | Min 10000.00 |
SMALL BUSINESS GOLD LOAN | 24.0% | 180 | 24 | Min 200.00 | 0.0 | 0.0 | 0.0% P.A. | 0.0% P.A. | 73.0% | Min 10000.00 |
Download terms and conditions document for Gold loan application process.
Sl.No. | Int Due Date | Base Interest(%) | Default Interest(%) | Int.Amt | Default Int.Amt | Total Int.Amt | Balance Amt | NPA Date |
1 | 02-03-2022 | 18 | 5 | 1500 | 423 | 1923 | 101923 | 31-05-2022 |
2 | 01-04-2022 | 18 | 5 | 1500 | 431 | 1931 | 103854 | 30-06-2022 |
3 | 01-05-2022 | 18 | 5 | 1500 | 439 | 1939 | 105793 | 30-07-2022 |
4 | 31-05-2022 | 18 | 5 | 1500 | 448 | 1948 | 107741 | 29-08-2022 |
5 | 30-06-2022 | 18 | 5 | 1500 | 456 | 1956 | 109697 | 28-09-2022 |
6 | 30-07-2022 | 18 | 5 | 1500 | 464 | 1964 | 111661 | 28-10-2022 |
Total | 9000 | 2661 |
Gold loans are provided to any Resident Indian who meets the KYC guidelines under the General Category against Gold ornaments pledged as collateral.